FINANCIAL PLANNING
Financial planning is the ongoing process of sensibly managing your financial resources in order to achieve your life goals. It is important to remember financial planning is a process, not a one-time event or product. Your initial financial plan is designed to serve as a guide to get you on the right path. As "life happens," your financial situation changes and new challenges are likely to arise. You must remain nimble and adjust your plan as needed to overcome those challenges.
Financial Planning Services
Agile Financial Planning delivers planning in two ways to meet your needs. The first is through Comprehensive Financial Planning, which provides strategies to optimize all the interrelated areas of your financial life in one engagement. The second is through Modular Financial Planning, which is more insular and addresses a single planning topic in one engagement. Regardless of how it is delivered, astute financial planning explores and answers common questions such as:
Whether you decide to take a comprehensive or modular approach to financial planning, AFP works together with you to:
- How much should I be saving for retirement?
- What is the best way to save for my children's college education?
- What should I do with my old 401(k) or other employer retirement accounts?
- Do I have the right amount of long term disability and life insurance?
- Am I doing everything I can to reduce my income tax burden?
- How should I be investing my money?
Whether you decide to take a comprehensive or modular approach to financial planning, AFP works together with you to:
- Define and clarify your goals
- Assess your current financial position; cash flow, insurance, tax, investment, retirement, education, and estate planning
- Develop a financial plan with specific recommendations to achieve your goals
- Determine how best to implement your financial strategies
- Monitor the execution and performance of your plan
